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Agency Intro (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!Agency Intro (Knoxville, TN)
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Taking Time To Help Our Kids (Knoxville, TN) Recommend someone for a consultation and we'll donate $25 to StandUp for Kids! https://bankerbrokers.com/rewardsTaking Time To Help Our Kids (Knoxville, TN)
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Enjoy Baby Boomer Style Retirement (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!Enjoy Baby Boomer Style Retirement (Knoxville, TN)
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Mortgage Life Insurance (Knoxville, TN) Friends. This is Scott Smith of Banker Brokers. How are y'all doing tonight? Oh, it's about time for me to go home. It's been a long day here at Banker Brokers. It's just about supper time and I don't know, maybe you're sitting down to supper too. Uh, and you've had a good long day, but we're all going home. We're going home to where we feel most comfortable at and that's where we go outside and we're planting our gardens and we're planting our flowers and we're just enjoying the nice privacy in the lawns and, and the kids, friends are coming over and our families are coming over for the, uh, backyard barbecues and the grillings and things like that. Ah, it just feels good and the one thing that we don't want to do is have to leave home if we don't want to or for our families to have to leave home, we don't want them to. Well, see that happens sometimes the unfortunate case is if you or your spouse were to pass away and nobody wants it. Nobody plans for it or predicts it, but sometimes it happens and, and the sad thing is, is many times that I have seen where someone dies and their spouse and their kids have to sell the house and make new arrangements and the new arrangements aren't ever as good as the way you had it. Well, there's a solution, you know, for the cost of a couple of happy meals through a drive through, you can have that peace of mind and you can take care of your family. Yeah, or the cost of a couple of happy meals for the average person, you can make sure that if something were to happen to you, that your mortgage would be taken care of and your final expenses would be taken care of. And at the very least you and your spouse and your, your spouse and your kids would still have a, a place to call home, the place where you all had memories together. It even goes more than that in a really good mortgage policy. If you become disabled, wouldn't you like it? If someone else paid for your mortgage to where you could still stay at home? I know you would. Hey man, if you got critically ill and you just couldn't get to work for an extended period of time, wouldn't you want the opportunity to still stay in your house? You can, if somebody else is making the mortgage payments, it's all possible for just couple of happy meals a month, just like going through the drive through. You won't miss it. And it's really easy to let me just tell you, all you have to do is call us up at Banker Brokers. 8656871910, talk to us for about 15 or 20 minutes. We'll get some preliminary information for you and then we'll send it off to the carrier. They'll call you and they'll have another 15-20 minute phone call and in most cases, that's it. No medical exam. Nothing to worry about in those cases. And within a couple of hours you go from not having security and peace of mind to having security and peace of mind for just a couple of happy meals and it's done and you can put it aside and not worry about it and you can get back to your barbecues and your cookouts and your grillings and, and the in-laws coming over and, and you wondered when the in-laws are gonna leave and the friends coming over for your kids and all that kind of stuff and planning your vacations and getting on with life. It's just really that simple for a couple of happy meals a month through the driver, we can make it simple for you. So, all you have to do is go to the website and fill out the little information. So we'll know how to get in touch with you and then we'll call you right back and then, whoa, it's gonna be so simple. 15 minutes with us. 15 minutes online with the carrier and boom, you got peace of mind. Hey, this is Scott Smith for Banker Brokers. Thanks for listening to us tonight and I hope you have a great day. We'll talk to you again real soon. Schedule a consultation by calling us at (865) 687-1910!Mortgage Life Insurance (Knoxville, TN)
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Are Annuities Safe? (Knoxville, TN) Many investors want to know if annuities are safe or if they are on par with other forms of investments like mutual funds or bonds, for example. But before I answer this question, I've got to remind you that all forms of investment carry some level of risk and there is no such thing as a perfectly safe risk free investment. Sorry. Now that being said, annuities are generally considered to be a safer form of investment because of the income uh that they produce is guaranteed. However, this guarantee is only as safe as the company backing it up and no companies are entirely immune to shifts in the marketplace. It's definitely a smart move to carefully consider the performance and the stability of the companies that you do business with, especially when it comes to your family's investments. Oh, and remember before you commit yourself to an annuity of any kind, it is definitely best to schedule an appointment with your financial advisor to review your options. Schedule a consultation by calling us at (865) 687-1910!Are Annuities Safe? (Knoxville, TN)
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Hidden Money For Successful Entrepreneurs (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!Hidden Money For Successful Entrepreneurs (Knoxville, TN)
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Passive Income For CPA's (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!Passive Income For CPA's (Knoxville, TN)
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So What Am I Doing With My 401k? (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!So What Am I Doing With My 401k? (Knoxville, TN)
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What Does Financial Diversification Actually Look Like? (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!What Does Financial Diversification Actually Look Like? (Knoxville, TN)
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Are Annuities Taxable? (Knoxville, TN) Investors who are seeking smart and safe ways to prepare for the future, often ask whether or not annuities are exempt from income taxes. Well as it turns out, annuities are not entirely tax exempt, but investors do have several options on when and how they wish to pay for taxes on those annuities. Now, some annuities give the investor the option of paying income taxes up front, which means that income earned from the annuity over time will not count as income and therefore will not be taxed. Other types of annuities can be initiated with pre tax dollars. And what this means is that payment into the annuity is not taxed, but income received from the annuity will then be subject to taxes. The best choice. Uh most often depends on your income now and what you expect your income to be uh when the annuity is matured. Now, if you predict these wisely, it can help you pay less taxes overall, it's important to note also that annuities like all investments out there are complex and they are subject to risk. So of course, be sure to speak with your financial advisor to help you evaluate the best options. Schedule a consultation by calling us at (865) 687-1910!Are Annuities Taxable? (Knoxville, TN)
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What Life Insurance Do I Need For A Mortgage? (Knoxville, TN) Many families and especially those who have just moved into new homes, for example, have questions about how to set up life insurance protection for their mortgage. Now, in the event that tragedy strikes the major breadwinner of a household, a life insurance policy can actually be used to pay off the mortgage and allow the family to keep the home. Now, this type of policy is relatively straightforward and it can be easily purchased from just about any life insurance carrier. Now, the policy can also be part of the closing agreement on a new house, which usually means that premiums for the policy will be added to the monthly mortgage payment. Now, something that I want you to also take note of is a mortgage policy can be engineered to provide a monthly benefit to the surviving family in addition to paying off the house and this provides an extra financial cushion which I think is just a huge, huge plus. So before making any final decisions, be sure to talk to your insurance agent to determine what kind of policy properly protects your family. Schedule a consultation by calling us at (865) 687-1910!What Life Insurance Do I Need For A Mortgage? (Knoxville, TN)
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Why People Fund Life Insurance For Their Babies? (Knoxville, TN) Ok. So here's the thing while it might seem strange or even a little bit morbid purchasing life insurance for newborn babies has become super popular over the last few years. I know that the thought of losing a newborn is absolutely unthinkable. But I want you to keep in mind that life insurance is not only about providing a benefit for the death of the policyholder. Many types of permanent or whole life insurance policies are actually designed to mature after a certain number of years, then a payout goes to the beneficiary. So for a newborn, for example, this means that the policy might mature during their college years, say, and this can provide funds for education or maybe even a little nest egg for a new family, which could be an awesome thing. Plus because the policy is being purchased for a newborn, the premiums are very likely to be really affordable. So if you want to learn more about how a life insurance policy can help provide for your Children, then the smart move is to schedule time with an insurance agent who you trust and they're going to help you set up a great policy Schedule a consultation by calling us at (865) 687-1910!Why People Fund Life Insurance For Their Babies? (Knoxville, TN)
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Do Single People Need Mortgage Insurance? (Knoxville, TN) Hi, my name is Scott Smith with banker brokers.com. Sometimes I get asked questions like do I as a single person need mortgage insurance? That happened a couple weeks ago when Holly came into the office, Holly is 38 years old. Two years ago, she bought a condo for $368,000. She took out a mortgage for $340,000. So why does Holly, what mortgage insurance? Let's explore the reasons. First, it's peace of mind. If something were to happen to Holly, while she still has a mortgage, the mortgage is taken care of. So that gives her parents and her extended family one less big thing to worry about immediately. That shows a real act of love from Holly. Second of all, um, we took out a policy for $375,000 not $340,000. Well, why would you want to do that? Well, Holly has a small loan on her automobile. Plus she wanted to make sure that there was enough money to cover her final burial expenses. So we took care of all those things. Third, this policy has a writer on it. It says that if Holly gets sick, injured, disabled to the point of where she cannot work, the policy will pay for itself again, more peace of mind. And so how much is this going to cost Holly? It's going to cost her approximately $25 a month. That's a, that's one price of a dinner out at a moderately priced restaurant a month. It's very affordable. If uh, Holly, who is a young person still chooses to get married, chooses to have a child. The policy is still there and it's an act of love for any of her future relationships. So it's an act of love. It's an act of responsibility and it's a relatively cheap and it gives peace of mind to Holly, that she's looking out for those that she cares about most. Do you have questions for yourself about mortgage life insurance? Is it right for you? Well, let's explore it. All you have to do is contact us at banker brokers.com. Send us your question and we'll respond quickly. That's Banker brokers.com, your source for life insurance and retirement insurance. This is Scott Smith. Have a wonderful day. Ask us any question at BankerBrokers.com!Do Single People Need Mortgage Insurance? (Knoxville, TN)
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How Franchise Owners Hedge Future Income Tax Free (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!How Franchise Owners Hedge Future Income Tax Free (Knoxville, TN)
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Insurance For Spousal Income Replacement (Knoxville, TN) Hi, my name is Scott Smith with banker brokers.com. Today, we're going to teach you how to discover how much money you will need in order to ensure the main breadwinner uh in your family, in case something catastrophic happened to them, the whole purpose of this is to make sure that uh if the major breadwinner dies in the home, that the surviving spouse can continue to live on in their lifestyle, for them and their kids, their family without having that additional uh, burden stress, especially at the time of the die death of a loved one. So we're going to use uh uh certain variables. Today, your situation is likely different. So everything is customized. But for today's purposes, we're using uh the stats of a 30 year old man married non smoker making $80,000 a year with a $377,000 on he and his wife's mortgage. So the rule of thumb for conservative speaking, if you want to replace your income, you multiply uh the income by 20 and that's how much you will need in order to conservatively invest, uh, uh, in something uh, for you to get a 5% return annually. So 20 times 80 is 1,600,000. Now, we're doing simple math here. So we've already stated that we've already got a mortgage uh out there for $377,000. That brings the total need up to $1,977,000. Plus, of course, this would be a death event in case the major breadwinner in the home passed away. So there are uh last uh uh last uh final expenses which would include the funeral and final medical expenses. And for today, today's purposes, we're uh calculating that at $23,000. So 1.6 million $400,000 that's an even 2 million. So we're solving for 2 million. Ok. Now we're taking out a 30 year contract to make sure that over the course of 30 years from the time that the, that the uh subject is 30 years old until they're 60 years old, they have this in place. This will be, this will be a contract that will help them uh as they pay off their mortgage, as they get kids through school and settled and things of that nature. So the price of this for this individual is $2.50 a day. That's a, a trip through the drive through for a cup of coffee a day in order to have the peace of mind for both yourself, the major breadwinner and for your spouse who depends on you to main to, in order to maintain the lifestyle. So, um, is it worth $2.50 for this couple? I, I would hope so. And depending on your variable or your male, female, uh, what age you are or your health status. W uh, those are all factors in determining how much it would cost you. For some people. It's less for some people. It's more, uh, we would just have to look. I hope this helps out, um, feel free to call us or contact us here at Banker brokers.com. If you would like to ask, uh, questions about your particular situation and how much it would cost you. What we find out is that this is really no must, no fuss. In order to get this, you don't have to come into an office. We can do a simple, uh, a simple telephone call and we can have you applied for insurance in 15 minutes. That's why you're drinking that $2.50 cup of coffee. We can, uh, we can, uh, get this settled to where neither you nor the, your spouse has to worry about what's gonna happen. Uh, in case something happened to you, this is Scott Smith with banker brokers.com. Feel free to contact us and thanks for watching. Bye bye. Schedule a consultation today. Go to BankerBrokers.com and contact us with any questions you have.Insurance For Spousal Income Replacement (Knoxville, TN)
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A Special Offer For All Licensed Realtors To learn more about the program and get started access bankerbrokers.com/gift.A Special Offer For All Licensed Realtors
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An Intriguing Message For Grandparents (Knoxville, TN)An Intriguing Message For Grandparents (Knoxville, TN)
Hi, this is Scott Smith with banker brokers.com. Do you remember what life was like when you were a kid? Did your grandparents buy you cool gifts. My grandparents always got me a cool toy uh for Christmas and for my birthday and they also got me a savings bond.
So times have changed and not many people buy savings bonds for their grandkids anymore. It's not a terrific investment, but there is something that you can do that can add amazing value for your grandkids.
When they become adults for as little as $1000 a year, you can put money into an indexed universal account for each of your grandkids and when they get become adults and they can become ready for it, they can use that to purchase things like, uh, the down payment on their house and not just the 3% down payment. I'm, we're talking conventional loans, 30% down payment, a big huge chunk or maybe your, your grandkids by that time, appreciate what all you have done for them and they see how the account is growing and they choose to let this ride the money that you gave that you, that you put in for them. And when they turn 60 they'll have an additional retirement on top of their Social Security, on top of their 401k and anything else they might have.
And so the legacy of love that you will be giving your grandkids for the rest of their lives is that you were there and you love them so much that you gave them that gift. There's a lot of different variables of what you can do with index universal uh uh contracts. Uh It's affordable and it really grows and does amazing things uh for your grandkids.
So your grandkids are really set up uh at an affordable price for you, the grandparent. So I urge you to contact your uh qualified insurance professional and ask them to set you up with index universal contracts for your grandkids.
Now, if your insurance professional doesn't have the, have the knowledge of how to do that. You are more than welcome to contact us at Banker brokers.com at Banker brokers.com, just go there, hit, contact us, ask any question that you want to and we will get back to you promptly.
This is Scott Smith with banker brokers.com and I hope that you have a great day.
Schedule a consultation by calling us at (865) 687-1910!
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The Perils And Pitfalls Of Long Term Care Insurance (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!The Perils And Pitfalls Of Long Term Care Insurance (Knoxville, TN)
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Financial Decisions When Diagnosed W/ Terminal Illness Part 1 (Knoxville, TN) Schedule a consultation by calling us at (865) 687-1910!Financial Decisions When Diagnosed W/ Terminal Illness Part 1 (Knoxville, TN)
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Special Message For Kids Of Baby Boomers (Knoxville, TN) Hi, this is Scott Smith with banker broker.com. It's really weird to think about it but baby boomers are aging out. Um uh baby boomers range from 1945 birth year to uh 1964 birth year. And so uh the youngest ones are turning 60 the oldest ones are banking on 80 life expectancy. What we're looking at right now, uh Is that baby boomers uh own more real estate than, than uh Gen X and Gen Z and millennials combined. And so there's, there's a about to be a really big wealth transfer over the next 10 years. So, uh there's an interesting thing is, is as much as the baby boomers have uh their kids and grandkids. Not so much. Chances are that if you are Gen X like I am, I'm, I was born in uh 69. If you're Gen X or if you're a millennial or Gen Z or, or whatever. Uh the chances are, is that, uh is that maybe you don't own a home or uh uh and you're certainly not ready for retirement. They say that uh in Gen X, only 5% of the people who are gen X uh are prepared for retirement. I don't have enough money uh when they turn 65. So, uh so here's some things to do. Some, some true realities when the parents uh pass away. Uh and, and uh most baby boomers uh will pass away in the next 10 years. Um Oh, what do you do with the money? So, uh the there's options, some people want to say, well, naturally, what we wanna do is we want to pay off mortgages. Well, if you got your mortgage as before the Biden presidency, your interest rates would probably be as low as 2.5%. And gosh, golly, you don't want to really get rid of that mortgage. That's, that's golden. And uh and then some of you say, you know, let's just treat ourselves. Mom would want us to do this. So let's, you know, take that uh uh uh take the Queen Mary and, and, and, and go to England and then go to Paris and, and live it up. That's truly an option. Um uh And then some like, well, you know, let's buy a boat, let's do some things. Let's live it up a little, always an option. But when you, if you're part of the demographic to where only less than 10% of you are on track to being ready for retirement, maybe that's really not the option. Maybe really. What you wanna do is take the money that you get from mama, uh when she moves on and you uh use that to fund your retirement that you weren't really ready to do. Um So, uh the, uh the average for, for a family of, of two A b, you know, uh uh two kids uh splitting the mom and dad's estate. And today the average is that each kid will get around 350 to $400,000. That's just the national average. And so, um and, and instead of blow it on a house boat and, and going to Europe on a big fancy vacation, um let's uh uh get your retirement up to snuff up to standard to where you can actually retire. So you'll have money when you can't work or don't wanna work anymore. It's put it in safe money contracts, safe money contracts are really great because they let you experience market increases, but they never allow you to experience market losses. So instead of of your portfolio looking like a, a heart rate going up and down and up and down and up and down instead looks like a staircase where it goes sideways and up, sideways and up, sideways and up. And so, um the closer that you Gen Xers and even you millennials get closer to the time that you wanna retire. Um You wanna make sure that your retirement that you're banking on is safe and especially if you just don't, if you're part of that 90%. That doesn't have had it quite yet. You wanna do all you can to get there. Um, we always suggest that if you have an insurance or financial professional that you go, go seek them and talk to them because it's part of the discussion. Maybe mom's still around and she's happy and healthy and enjoying the grandkids and you're still loving on her. But o or maybe, maybe she, uh, maybe your mom and dad uh have passed in the past uh within the past couple of years or they're pretty sick, but it's a conversation to have uh have it with your insurance and financial professional. If you don't have one that you trust, that knows how to talk to you about safe money contracts. You're more than welcome to contact us at Banker brokers.com. That's Banker brokers.com. We're really good at answering questions in a, in a very quick timely manner and we're here to educate you not to sell you. And so we just want to make sure that you're taken care of. Uh mainly is, is that we don't want anyone uh to be in a situation to where you run out of money, but you live with dignity and happiness for the entirety of your life. This is Scott Smith with banker brokers.com. Have a great weekend.Special Message For Kids Of Baby Boomers (Knoxville, TN)
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Message For All Real Estate Investors Looking For Capital (Knoxville, TN) Hello, this is Scott Smith with banker brokers.com. So uh here's a news flash. We are resuming private equity lending at banker brokers. Um Why are we doing this? It's because in banking world, less than 20% of all uh commercial banking applications are approved, that means 80% of the people out there who want a business loan or who want to uh need some money for some investment they get denied. So uh we have reconnected with one of our private equity syndicates and uh they specialize in uh real estate financing with private equity. So uh so here's our experience uh if you know anything about commercial banks and if you're trying to buy a duplex, an apartment complex or a strip mall, shopping mall, a commercial warehouse. If you're trying to buy any of those things, it can take anywhere from five months to a year to get approved for the financing and get the the loan at to closing. That's with a commercial bank. And for those of you who experienced it, you know, it's true. Here's a great thing. Don't miss out on a deal because you don't have the money if you come through banker brokers and uh we're specifically talking to uh to, to you who are entrepreneurial and need cash flow. Um From the time that you submit an application and by the way, instead of it being a 2030 page application, no, it's a four page application that you can do pretty zip quick. You submit the application and our average turnaround time is that we can get you money for closing in 10 business days. So from the time that you submit, wouldn't it be great? From the time to submit to the time that you close and actually own your property, your house that you wanna flip the duplex that you wanna rent the apartment complex that you want to add to your portfolio, the strip mall, the warehouse, the uh sh shopping mall, uh the convenience store that you're wanting to buy. Uh We can get you that money in as little as 10 business days. And is it gonna be expensive? Well, you tell me probably what we're looking at and for the convenience of having money that quick and that assuredly, uh for people with good credit, it's about a point above prime uh uh situations can change. Your situation may be different. Uh So that's what we're looking at. So who are we looking for? Of course, if, if you are an auctioneer and you need people who are, who have access to cash if you need uh your clients to have quick access to cash where you Huckleberry, if you're a commercial real estate broker and you've got that warehouse or that strip mall or that, uh, or that restaurant building that ha that can sell if, if you could just get financing. We're the people that you call, uh, real estate investors. If you've got that great chance to buy that uh house so you can fix it and flip it or uh, the, and, and you don't want to wait for the decisions of the banks with all the bureaucracy and paperwork and frustration. We're the people to call. Uh uh So it's private equity lending. Uh It's uh simple, it's quick, maybe it's for you. Uh It's just another way that we at banker brokers are looking to help you find ways for you to make money and for you to grow your wealth. So grow your wealth with banker brokers. Well, you know, we all, we will still offer the uh tax free retirement income, the guarantee, the guaranteed uh 401k insurance uh and, and uh uh help, help, assist you with the state planning. We'll do all of those things and we uh but this is something else that we're doing. So if you're interested, if, if you are a, an auctioneer or a commercial real estate broker, a commercial real estate investor, call us about our private equity. We can get you uh you, you can make the application in one day, find out if you're approved within 72 hours, then get your money for closing. Hopefully within 10 business days. Boom. Done. This is Scott Smith with banker brokers. Make it a great day and let's make some money.Message For All Real Estate Investors Looking For Capital (Knoxville, TN)
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Is There Something Better Than A 401k? (Knoxville, TN) Hi, this is Scott Smith with Banker Brokers.com. How are you doing today? Are you getting ready for a happy Christmas and a happy Hanukkah? I hope so. Um, little, wanna talk a little bit about 401ks. Uh, some of you are looking at your 401ks and saying, gosh, with the money that's in there. Uh, I don't know how I'm ever gonna retire. So let's talk about 401ks. It was started 46 years ago. Uh, before that, nobody had a 401k. It didn't exist. Your grandparents and great-grandparents didn't have a 401k at all when they were getting ready for retirement. Uh, they were the boomers in life, and they had pensions. Uh, here's things about pensions, they're, uh, guaranteed retirement income until you die. Uh, often guarantee retirement income for your spouse too until they pass away cause it carries on. It's 100% independent of market collapse. It's federal income tax and state income tax-free. It's pretty good. Um. And now Uh, that's kinda, that kinda went away because everybody was sold on 401ks. 401ks are not guaranteed. They are 100% connected to the stock market, which fluctuates, goes up and down, up and down, up and down, and they're fully taxable every last red cent, you're not gonna get away. And if you die before you use it, guess what, your heirs get to pay, know that firsthand. Some might say Wall Street put a fast one. That might be your opinion too on the American workers when the 401k was invented, but what a lot of 401k and IRA owners don't know is that there is a tax-free uh way to generate income in retirement that you cannot outlive. Uh, this is the exact same legal loophole that very wealthy families, uh, uh, use and large corporations have used for decades to build tax-free wealth, uh, for their C-suite people, their uppity up people and the companies. Um, the great thing about it is, is that, uh, you, quite possibly can qualify to have access to it too, where, um, And it's not just the super wealthy anymore or the super uh clued in who can have tax-free retirement, uh, as, as a pension that's guaranteed for life. Um, you, you can possibly qualify for it too. Um, so, uh, ask your financial advisor if you don't know a financial advisor that is clued in about tax-free income for life. Instead of 401ks, you're more than welcome to contact us at bankerbrokers.com. That's bakerbrokers.com. Uh, we're here to educate. You'll not get a heavy sales pitch, no constant returning phone calls, but if you have questions to see, uh, uh. Or what, uh, tax-free lifetime income is about. And if you qualify, we're more than here to, uh, welcome to educate you on that. This is Scott Smith with Banker Brokers.com, and I hope you're preparing for a very great holiday season. Merry Christmas. Happy Hanukkah.Is There Something Better Than A 401k? (Knoxville, TN)
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Just How Cheap Is Mortgage Life Insurance? (Knoxville, TN) This is Scott Smith with banker Brokers.com. You know, last night, we worked at the office late and so we decided to do what many of you all do. We went through the drive-through and picked us up two meals and went home and had supper. You know, just that one trip to the drive-through. Uh, is what it costs for most people in this, in Tennessee to get a mortgage, a life policy for their house, mortgage life, that's the policy that pays for your mortgage when you're sick and disabled, can't pay it or when you pass away. Now, for uh just a quick drive through the uh uh getting your, your, your burgers and your fries and your shake. That's all it takes to make sure that your loved ones are protected. Something happens to you, you're sick, and you need somebody to pay the mortgage when you're sick and disabled and can't do it. That's what uh uh two dinners to a drive-through will do. You pass away and you don't want your spouse or your parents or other loved ones or your kids maybe to have to be on the hook for having to settle that mortgage. Quick drive through money will take care of it. It's simple. $20 to $25 will take care for most needs. Now, if you are successful and you have a nicer house closer to $750 a million dollars, $2 million it's still very affordable. That way you can, you can, if you have a house that's uh worth $1 million or $2 million you know, maybe it's a $50 or $60 a month payment, and that makes sure that uh the other life insurance that you have for your loved ones to take care, so they'll have something to, to live on if you're, if you happen to go away. Uh, they don't have to dip into that, they can use that mortgage life insurance. To pay off the mortgage. Uh, uh, life is hard enough, you know, you have people that love and care about you, and if something happens to you, they're gonna be grieving, they're gonna be really sad that you're gone. Upon all that grief and missing you, don't have the the other burden of uh them having to worry about how to take care of that mortgage that you had. Now, you go straight to your insurance agent. And uh you tell them that you want mortgage insurance. If they're not familiar with it, or if they can't help you, uh, contact us at bankerbrokers.com, that's Bakerbrokers.com, and me or one of my associates would be happy to help you answer all your questions. It's not a big sales pitch, but we can show you, uh, how inexpensive and quick and easy, uh, getting mortgage life insurance can be. You know, normally, it just takes, uh, Uh, 1012 minutes to get uh your application done over the telephone. That's easy. 1012 minutes over the phone, a drive-through, uh and, and the cost of a drive-through every month, just to make sure that uh your loved ones are taken care of. This is Scott Smith at Banker Brokers. Take care of your loved ones as you're taking care of yourself. Mortgage life insurance. Have a good day, everybody.Just How Cheap Is Mortgage Life Insurance? (Knoxville, TN)
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Headed For Divorce? There's Things You Should Know. (Knoxville, TN) Hello friends, this is Scott Smith with Banker Brokers.com. 1 out of every 2 marriages in the United States end in divorce. That's a sad part of life today. There are people who can help you walk through this very stressful time in your life. As you know, when you go to court, at some point, The judge is going to declare a settlement for you when you divide up property. And so I wanna let you know that if you are looking at a prospects of divorce, you need to get your ducks in a row now because if you go there with all your assets,, on full display, then, those assets are gonna be counted when the settlement comes. One way to take assets off the table in a divorce is to us safe money contracts. With safe money contracts in the state of Tennessee. if you have put your assets in safe money contracts, then they cannot be counted when it comes time to dividing up assets. So your goal would be to have as much of what is yours alone in safe money contracts so that it cannot be counted, and it, it will save your assets and allow you to regroup and move forward. I suggest you to go to your financial consultant and tell them that you desperately need to put as much of your assets into safe money contracts as soon as possible. If your financial advisor is not familiar with safe money contracts, then of course, you're more than welcome to contact us at bankerbrokers.com. Send us a question, and we'll get back in touch with you and we'll have a meeting with you if you like, and uh we'll help you get your assets transferred over to safe money contracts to help you out financially in the divorce settlement. Again, if this is something you're going through, I'm just very sorry. It's so stressful and, can be very depressing and, but we wanna help you as best as we can. Have a good day.Headed For Divorce? There's Things You Should Know. (Knoxville, TN)
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Can Homeowners Insurance Be Backdated? Description hereCan Homeowners Insurance Be Backdated?
At Banker Brokers, we believe that no one in our community should ever face the fear of an empty plate. That’s why we’re proud to support Second Harvest Food Bank of East Tennessee in their unwavering mission to provide nutritious meals to adults, seniors, and children across 18 counties. Hunger in East Tennessee affects over 230,000 individuals, a heartbreaking reality Second Harvest works tirelessly to change. By addressing the root causes of food insecurity—social inequality and systemic barriers—they are creating pathways to nourishment and hope for everyone, regardless of their background. To help amplify their life-changing efforts, Banker Brokers is donating $25 for every referral we receive to Second Harvest. Each referral translates to meals, support, and relief for families facing the uncertainty of hunger. Your participation is simple but powerful. Share a name, and you’ll be part of a movement bringing stability and dignity to neighbors in need. Together, we can help ensure that no one in our community goes to bed hungry. Join us in this heartfelt mission. Let’s build a brighter, healthier East Tennessee—one meal, one family, and one referral at a time.
Banker Brokers is thrilled to announce our latest Community Cause campaign in partnership with Second Harvest Food Bank of East Tennessee. Our mission is to support their vision of providing adequate nutrition for a healthy life to adults, seniors, and children across 18 counties.
At Banker Brokers, we believe that no one in our community should ever face the fear of an empty plate. That’s why we’re proud to support Second Harvest Food Bank of East Tennessee in their unwavering mission to provide nutritious meals to adults, seniors, and children across 18 counties. Hunger in East Tennessee affects over 230,000 individuals, a heartbreaking reality Second Harvest works tirelessly to change. By addressing the root causes of food insecurity—social inequality and systemic barriers—they are creating pathways to nourishment and hope for everyone, regardless of their background. To help amplify their life-changing efforts, Banker Brokers is donating $25 for every referral we receive to Second Harvest. Each referral translates to meals, support, and relief for families facing the uncertainty of hunger. Your participation is simple but powerful. Share a name, and you’ll be part of a movement bringing stability and dignity to neighbors in need. Together, we can help ensure that no one in our community goes to bed hungry. Join us in this heartfelt mission. Let’s build a brighter, healthier East Tennessee—one meal, one family, and one referral at a time.
Banker Brokers is thrilled to announce our latest Community Cause campaign in partnership with Second Harvest Food Bank of East Tennessee. Our mission is to support their vision of providing adequate nutrition for a healthy life to adults, seniors, and children across 18 counties.
